We have a convenient 90 days in store Layaway program. There is a required 10% down payment, and we will hold your merchandise for 90 days. There is no required payment schedule, so you can pay as often as you would like. However, please keep in mind that we can only hold your merchandise for 90 days, after that we reserve the right to take it off hold. If at any point in time, even after the 90 days, you change your mind and would like to reselect different items, we will be happy to give you a store credit in the full amount that you've paid and allow you to apply it towards a new purchase or layaway. There are no refunds on layaways. Floor sample or "as is" clearance items can only be held on layaway for 30 days. Please give us a 3 day advanced notice when picking up your furnishings on layaway to ensure proper service.